Because asset allocation isn’t enough
While asset allocation plays an important role in the wealth accumulation phase of investing, the right mix of investment products for those who require income is necessary to mitigate risk for a sound retirement income plan. This mix of investment products is known as Product Allocation.
Industry expert, Dr. Moshe Milevsky recommends that, ideally, an investor’s Product Allocation consists of a mix of:
An Immediate Annuity
A Guaranteed Minimum Withdrawal Benefit product (GMWB)
A Systematic Withdrawal Plan (SWP)
Exclusive to Manulife Investments, we are pleased to bring you the very first Product Allocation tool in Canada!
The tool will assist you in creating retirement plans for clients with the allocation of products best suited to their risk tolerance to inflation, sequence of returns and longevity.
The videos and tools found on this site will educate you about the benefits of Product Allocation and help you understand why the new concept of Product Allocation is so important. In addition, you will find a video in which Dr. Moshe Milevsky speaks to the differences between Asset Allocation and Product Allocation.