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GMWB/Seg Funds

Guaranteed, Protected Investments

Segregated Funds

Segregated fund contracts combine the upside growth potential of the financial markets with valuable protection features such as death benefit and maturity guarantees, potential creditor protection, and the ability to bypass probate.

Learn more about Manulife’s segregated fund line-up including:

InvestmentPlus

Offering flexibility, the maximum growth potential of the markets, plus basic protection benefits, all at a low cost.

IncomePlus

Helping provide predictable, sustainable, and potentially increasing retirement income for life.

EstatePlus

Providing investors with an opportunity to protect and pass along their financial legacy to beneficiaries.

Visit the GIF Select web site

IncomePlus*

Guaranteed Minimum Withdrawal Benefits

Manulife Investments' industry-leading retirement income product, IncomePlus, offers a Guaranteed Minimum Withdrawal Benefit (GMWB) that can help investors manage the concerns and challenges they're facing in retirement.

IncomePlus provides:

Predictable income guaranteed not to decrease no matter how investments perform.

Sustainable income that will last for your life, or the lives of you and your spouse.

Potentially increasing guaranteed income to help keep pace with inflation.

The flexibility to change your investment or access your savings at any time (fees may apply).

Tax-efficient income when held in a non-registered account.

Lifetime Withdrawal Amount (LWA) which, at age 65, provides a guaranteed stream of income for life.

An annual five per cent income bonus is available in any year no withdrawals are taken. In the first year, the bonus is pro-rated based on the month of initial deposit**.

Click here to learn more about GIF Select IncomePlus.

*This information applies to GIF Select contracts sold on or after October 5, 2009 and does not apply to GIF Select IncomePlus contracts sold prior to October 5, 2009.

** Bonuses are not cash payments.

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